New scam seeks to collect debts that do not exist

The payday loans, known as “payday loans” in English, are known to be expensive because of high interest. And now they are creating another kind of fame, have recently been linked to telephone scams.

The FBI has received numerous complaints from victims who say they have received calls from people looking to collect loans payday that never existed. Scammers accuse their victims have fallen behind on their payments and demand, threat, an immediate payment.

Scammers pretend to represent the FBI, agencies or law firms with names that appear to be legitimate. They say they are debt collectors from companies such as United Cash Advance, U.S. Cash Advance, U.S. Net Cash and other check cashing services online.

The scammers have the victim’s personal information

One of the most insidious aspects of this scam is that criminals have the victims’ personal information, such as your Social Security number, birth date, address, employer information, bank accounts and names and phone numbers of friends and family.

It is unknown how these people get so personal information, but some victims have said the calls began after completing loan applications or credit cards online.

“There are many fake websites they are looking for your information,” said Special Agent Charles Pavelites supervisor.

Bullying is an important part of the scam

Con artists relentlessly called the victim’s house, your cell phone or place of employment. They refuse to provide details about the alleged loan payday and become abusive when challenged. The victims who refuse to pay are threatened with legal action, arrest and physical violence. In many cases, the scammers even harass relatives, friends and employers of the victim.

“I talk and say ‘you asked for a payday loan with us and you’re behind on your payments.” The fraudsters will continue to press and make your home, your cell and work, “said Pavelites.

Some scam artists instruct their victims to send a fax statement in which they pledged to pay a certain amount of money on a specific date using a prepaid visa card. The statement also says that the victim never disputed the debt.

What to do if you receive one of these calls

This scam aims to frighten and intimidate their victims. So do not follow the instructions of the person calling you. If you receive a similar call:

Contact your banks if you think that the scammers have your accounts data.

Contact the three major credit bureaus asking them to put an alert on your file. Credit bureaus are: TransUnion, Equifax and Experian.

Contact local law enforcement agencies in your area if you think you are in imminent danger.

File a complaint with the Complaint Center FBI’s Cyber ​​Crimes (English).

Remember that you can contact the FBI 24 hours a day every day of the An